National ATMsVeterans Affairs (VA) Loans
Servicemembers, Veterans, and eligible surviving spouses can become homeowners.
A VA loan helps provide home financing for eligible Servicemembers, Veterans, and surviving spouses. The VA guarantees a portion of the loan which can help the lender provide you with more favorable loan terms. To learn more information about VA home financing, speak with your local Magnifi Financial mortgage loan officer, or visit the US Department of Veterans Affairs website.
Purchase Loans
A purchase loan can help you secure a mortgage loan with competitive interest rates. Many times, you won't need a down payment or Private Mortgage Insurance (PMI).
Refinance Loans
An Interest Rate Reduction Refinance Loan (IRRRL), or the Streamline Refinance Loan, can help you obtain a lower interest rate by refinancing your existing VA loan.
Adapted Housing
Adapted Housing Grants are available to help disabled veterans renovate their current home to better accommodate their disabilities, or purchase a new, accessible home.
Mortgage Loan Calculator
Estimate monthly payments and total interest paid on any fixed-rate mortgage loan.
Apply for a mortgage loan today!
We’re ready to help finance your perfect home with your perfect mortgage.
Apply NowMortgage Programs
Check out some of the mortgage loan options available with Magnifi Financial:
CONVENTIONAL
MORTGAGE
Traditional mortgage loans with fixed rates throughout the term of the loan.
ADJUSTABLE-RATE
MORTGAGE (ARM)
Mortgage Loans with variable interest rates which may fluctuate payments.
FIRST-TIME
HOMEBUYERS
Learn more about purchasing your first home and your options available.
RURAL
DEVELOPMENT (RD)
A USDA program to boost rural communities and offer appealing mortgage loans to buyers.
FHA
LOANS
Funds are available from the Federal Housing Administration to low-moderate income families.
HOMEREADY BY
FANNIE MAE
A program for credit-worthy low-to-moderate income borrowers or homes in low-income communities.
LAND LOANS
Loans are available for the purchase of property such as for hunting or investment.
Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money
laundering activities, Federal law requires all financial institutions to obtain, verify, and record
information that identifies each person who opens an account.
What this means for
you: When you open an account, we will ask for your name, address, date of birth, and
other information that will allow us to identify you.
We may also ask to see your driver’s
license or other identifying documents.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
