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Veterans Affairs (VA) Loans

Servicemembers, Veterans, and eligible surviving spouses can become homeowners.

A VA loan helps provide home financing for eligible Servicemembers, Veterans, and surviving spouses. The VA guarantees a portion of the loan which can help the lender provide you with more favorable loan terms. To learn more information about VA home financing, speak with your local Magnifi Financial mortgage loan officer, or visit the US Department of Veterans Affairs website.

Apply  Rates  VA Website

Service member speaking with a mortgage lender.

Purchase Loans

A purchase loan can help you secure a mortgage loan with competitive interest rates. Many times, you won't need a down payment or Private Mortgage Insurance (PMI).

Refinance Loans

An Interest Rate Reduction Refinance Loan (IRRRL), or the Streamline Refinance Loan, can help you obtain a lower interest rate by refinancing your existing VA loan.

Adapted Housing

Adapted Housing Grants are available to help disabled veterans renovate their current home to better accommodate their disabilities, or purchase a new, accessible home.

Mortgage Loan Calculator

Estimate monthly payments and total interest paid on any fixed-rate mortgage loan.

Loan Amount
Annual Interest Rate
Loan Term
Annual Property Taxes
Annual Homeowners Insurance
Monthly Private Mortgage Insurance
Monthly Principal and Interest Payment
Monthly Tax, Insurance and PMI payment
Total Monthly Payment

*Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.

Calculating mortgage payment


Apply for a mortgage loan today!

We’re ready to help finance your perfect home with your perfect mortgage.

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Mortgage Programs

Check out some of the mortgage loan options available with Magnifi Financial:

CONVENTIONAL
MORTGAGE

Traditional mortgage loans with fixed rates throughout the term of the loan.

ADJUSTABLE-RATE
MORTGAGE (ARM)

Mortgage Loans with variable interest rates which may fluctuate payments.

FIRST-TIME
HOMEBUYERS

Learn more about purchasing your first home and your options available.

BUYING A
HOME HUB

Go to the mortgage homepage to learn more about the process..

RURAL
DEVELOPMENT (RD)

A USDA program to boost rural communities and offer appealing mortgage loans to buyers.

FHA
LOANS

Funds are available from the Federal Housing Administration to low-moderate income families.

HOMEREADY BY
FANNIE MAE

A program for credit-worthy low-to-moderate income borrowers or homes in low-income communities.

LAND LOANS

Loans are available for the purchase of property such as for hunting or investment.

Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

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