You can access PFM by clicking Get Started on the Financial Tools bar at the top of your digital banking home page.

Yes, PFM can be accessed on your My Magnifi Financial mobile app or desktop computer.

PFM is a free feature offered through Magnifi Financial's Digital Banking.

You may search for an account by clicking on one of the financial institutions in the list that appears or by entering the institution's name or URL.

You can remove any linked account by clicking on Preferences > Account Preferences > click on the account you would like to remove and then click on "remove."

You can remove any account from the home page or financial tools by clicking on Preferences > Account Preferences > click on the account you would like to have removed > Toggle off "Home" or "Financial Tools"

Manual accounts are accounts you may add that do not have a digital login. For example, you may want to add any property that you do not have a loan on that you would like included in your assets for your total net worth. Manual accounts are not included in the Account Summary wheel.

In some instances, retail sites will have a separate login for shopping and for accessing your credit card. Be sure you are entering the login information for your credit card account.

Occasionally PFM will require you to re-authenticate an account. This is a security feature that is controlled by the linked financial institution. Additionally, being locked out of the other financial institution or login pop-ups on their site may affect linking. You can remedy these situations by visiting the site directly and addressing any outstanding issues.

You can categorize any transaction that is less than 90 days old. Click on the icon between the date and description of the transaction and choose the appropriate category.

Over time, the system will learn the user preference for the transaction category and assign the correct category.

While the PFM tool allows you to see balances and transactions to be included in the Financial Tools, to transact on an account outside of Magnifi Financial, you will need to add that account to the External Accounts under the Transaction menu item.

You can remove any debt included in the debt widget by clicking on the account you wish to remove, then click the three dots in the top corner of the page and "Hide from Debts."

Manually enter your monthly payment, interest rate, and balance to track when you will be debt-free.

You can remove any transaction from a budget by clicking into the budget, click on transactions, click on the specific transaction, click the three dots in the top corner, and exclude.