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Recreational Vehicle Financing

Whatever revs your engine, Magnifi Financial can finance it.

Apply Now Rates What’s the Right Loan for Me?
Recreational vehicle financing with Magnifi

Rates

Effective Date 11/15/2022

Loan APR as low as
New Recreational Vehicle (Motorhome, Camper, Boat, etc.) 5.801%
New Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 6.843%
Used Recreational Vehicle (Motorhome, Camper, Boat, etc.) 6.302%
Used Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 7.344%

*APR = Annual Percentage Rate. Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months, including a $75 doc prep fee, will have a 5.801% APR and a $604.37 monthly payment. Max term varies based on credit score and loan amount.

What To Expect

  • Apply

    Your first step is to fill out a loan application - online, over the phone in video chat or in a branch.

  • Get Pre-qualified

    After you apply, we'll contact you to get you pre-qualified for a specific loan amount.

  • Go Shopping

    Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!

  • Drive Home Happy

    Drive away knowing you got the best loan available from your local credit union.

Vehicle Buying Resources

Vehicle Affordability Calculator

Use our calculator to see how much you can afford.

Open Calculator

Frequently Asked Questions

Answer the important questions first.

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Extra Protection

Get additional protection with GAP Protection & Mechanical Repair Coverage.

Learn More

Get Started

Apply online

Apply Online

Titled Recreational Vehicle: 

Apply Now

Non-Titled Recreational Vehicle:

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Visit a local Magnifi Financial branch

Local Branch

Magnifi Financial has 25 local branches throughout Minnesota.

View Locations

Video chat with a Magnifi Financial team member

Video Banking

Talk to a Magnifi Financial team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM

Start Video Chat

Schedule An Appointment for a Virtual or In-Person Meeting

Other Loan Options

Auto Loans

Low-rate financing on new and used vehicles.

Learn More

Personal Loans

Loans for any type of purpose.

View Loans

Credit Cards

Rates that start low and stay low.

View Cards

Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $75 doc prep fee, will have a 5.801% APR and a $604.37 monthly payment. Max term varies based on credit score and loan amount.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member