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Recreational Vehicle Financing

Whatever revs your engine, Magnifi Financial can finance it.

Apply Now Rates What’s the Right Loan for Me?
Recreational vehicle financing with Magnifi


Effective Date 7/18/2022

Loan APR as low as
New Recreational Vehicle (Motorhome, Camper, Boat, etc.) 4.466%
New Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 5.507%
Used Recreational Vehicle (Motorhome, Camper, Boat, etc.) 5.516%
Used Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 6.007%

APR = Annual Percentage Rate. Rates are subject to change without notice. Rates may vary by term of loan. Rates subject to credit approval. Recreational vehicle rates are based on a vehicle value less than $15,000. Contact us for rates.

What To Expect

  • Apply

    Your first step is to fill out a loan application - online, over the phone in video chat or in a branch.

  • Get Pre-qualified

    After you apply, we'll contact you to get you pre-qualified for a specific loan amount.

  • Go Shopping

    Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!

  • Drive Home Happy

    Drive away knowing you got the best loan available from your local credit union.

Vehicle Buying Resources

Vehicle Affordability Calculator

Use our calculator to see how much you can afford.

Open Calculator

Frequently Asked Questions

Answer the important questions first.

Open FAQ

Extra Protection

Get additional protection with GAP Protection & Route 66 Extended Warranty.

Learn More

Get Started

Apply online

Apply Online

Titled Recreational Vehicle: 

Apply Now

Non-Titled Recreational Vehicle:

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Visit a local Magnifi Financial branch

Local Branch

Magnifi Financial has 22 local branches throughout Minnesota.

View Locations

Video chat with a Magnifi Financial team member

Video Banking

Talk to a Magnifi Financial team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM

Start Video Chat

Schedule An Appointment for a Virtual or In-Person Meeting

Other Loan Options

Auto Loans

Low-rate financing on new and used vehicles.

Learn More

Personal Loans

Loans for any type of purpose.

View Loans

Credit Cards

Rates that start low and stay low.

View Cards

*Subject to credit approval. Membership qualification required. Rates based on past credit history. Other restrictions may apply. Ask for details. Equal Opportunity Lender. Insured by NCUA.
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on loan amount, term, collateral and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $50 doc prep fee, 4.466% APR and a $593.24 monthly payment. Max term varies based off credit score and year of collateral.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member