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Recreational Vehicle Financing

Whatever revs your engine, Magnifi Financial can finance it.

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Recreational vehicle financing with Magnifi

Rates

Effective Date 10/16/2024

Loan Rates as low as APR as low as
New Recreational Vehicle (Motorhome, Camper, Boat, etc.) 6.54% 6.792%
New Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 7.99% 8.244%
Used Recreational Vehicle (Motorhome, Camper, Boat, etc.) 7.04% 7.293%
Used Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) 8.49% 8.745%

*APR = Annual Percentage Rate. Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Rates include 0.50% discount for automatic loan payment from a Magnifi account. Minimum APR loan payment example: $20,000 for 36 months, including a $75 doc prep fee, will have a 6.792% APR and a $613.44 monthly payment. Max term varies based on credit score and loan amount.

What To Expect

  • Apply

    Your first step is to fill out a loan application - online, over the phone or in a branch.

  • Get Pre-qualified

    After you apply, we'll contact you to get you pre-qualified for a specific loan amount.

  • Go Shopping

    Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!

  • Drive Home Happy

    Drive away knowing you got the best loan available from your local credit union.

Vehicle Buying Resources

Vehicle Affordability Calculator

Use our calculator to see how much you can afford.

Open Calculator

Frequently Asked Questions

Answer the important questions first.

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Extra Protection

Get additional protection with GAP Protection & Mechanical Repair Coverage.

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Get Started

Apply online

Apply Online

Titled Recreational Vehicle: 

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Non-Titled Recreational Vehicle:

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Visit a local Magnifi Financial branch

Local Branch

Magnifi Financial has 25 local branches throughout Minnesota.

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Contact a Magnifi Financial team member

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Schedule An Appointment for a Virtual or In-Person Meeting

Other Loan Options

Auto Loans

Low-rate financing on new and used vehicles.

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Personal Loans

Loans for any type of purpose.

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Credit Cards

Rates that start low and stay low.

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Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $75 doc prep fee, will have a 6.792% APR and a $613.44 monthly payment. Max term varies based on credit score and loan amount.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

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