Credit Cards
Purchasing power, perks, and convenience.
Get a contactless Visa® Credit Card from Magnifi Financial. Our rates start low and stay low. Plus, you'll always get the same low APR for purchases and cash advances. Get your card printed immediately at any of our convenient branches.
Features of all Credit Cards include:
- No annual fees
- No early-payment fees
- Make multiple payments in a month
- Free Visa® credit card issued instantly at all branches
- Digital banking account with free Mobile App
- Digital wallet service
- Free eStatements
- Emergency credit line increases
- 25 day grace period
- ID Navigator powered by NortonLifeLock
- 24/7 Visa® fraud dispute line
Which card is right for you?
CLASSIC B
- For new credit-card owners or low-credit applicants
- View Card Benefits
PLATINUM
- Travel and Emergency Assistance
Minimum credit limit: $2,500 - View Card Benefits
CASH REWARDS
- Every purchase earns you money in your pocket.
- View Card Benefits
Click here
to download the Credit Card Agreement and Disclosure
Classic A Disclosure
APR = Annual
Percentage Rate {rates are subject to change}
Maximize your credit card
Magnifi Financial's digital banking and services can help you optimize your finances by giving you the ability to access and manage your funds from anywhere.
Visa Purchase Alerts
Help reduce fraud and monitor your spending anytime, anywhere. With near real-time alerts, you can receive updates on your Visa card activity through text messages and email*.
Sign Up
Digital Wallet
Using digital payment services such as Apple and Google Pay is simple, secure and it works with the devices you use every day.
Learn More
ID Navigator Powered by NortonLifeLock
Your Magnifi Financial card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened.
Confirm Eligibility
*Actual time to receive Alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply. Data carrier rates may apply.
Additional Products and Services
Check out all of the other options you can utilize with Magnifi Financial's suite of products and services! Our team will work with you individually to ensure you're on track to reaching your financial goals.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.