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Cruise now, pay later.

No Payments for 90 Days

Whether it’s a new car, truck, or SUV, or moving a current loan to Magnifi, you can hit the road now and start payments later.

SAVE $1,000 AT CLOSING!

Goodbye Origination Fee

Hello Dream Home.

For a limited time, save up to $1,000* when you finance a new mortgage loan with Magnifi Financial. Start with a simple prequalification.

Volunteer Day Recap

Magnifi team members spent a day volunteering in their local communities. Read more on our blog.

Why Magnifi?

Why Magnifi?

Why should you choose Magnifi Financial?

 

Online Applications

Online Applications

View application and forms.

 

Mortgage

Buy a House

Get moving with local mortgage financing.

 

Get Connected

Get Connected

Make the most out of digital services.

 

News

We're awarding 20 scholarships of $1,000 each to high school seniors, college students, and adults pursuing a college degree. Apply by January 31, 2025!

Learn More

New Location Under Construction
We're excited to expand our expertise to the Fargo community, complementing our Moorhead branch! 

The new branch will be on Charles way just off of 52nd Ave S. See you soon, Fargo!

Learn More

Magnifi is beyond excited to be recognized as Best in Central Minnesota by the SCTimes Central Minnesota Community Choice Awards!

Your trust and support inspire us to keep raising the bar and delivering the exceptional service you rely on. Thank you for this incredible honor—we're excited to continue going above and beyond for you!
Learn More

Alerts

Magnifi has been made aware of several fraudulent text messages that appear to be coming from Magnifi.

Magnifi is not sending these messages; please do not click the link and call us with any other questions.

Additional Fraud Resources
Protect your personal and financial information with simple tips that make a big difference. Read our latest blog for helpful advice on staying secure online.
Use Zelle® to send money to friends, family, and people you trust - regardless of where they bank. Learn More

 

No Payments for 90 Days

Apply today for new, used, or refinanced auto loans and cruise payment-free for 3 months!

Get Started

Family in a car with a dog
woman reviewing digital banking on laptop

Digital Banking
built for you

Online and mobile banking, now better than ever. Use the Personal Financial Management service that combines all your accounts from any financial institution.

Explore Digital Enroll

Membership means more here.

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.