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Consumer Loans

Magnifi Financial offers loans for any financing needs.

Whether you want to buy a new car, buy a home, go on vacation, renovate your home or refinance an existing loan, we can help you get the loan that’s right for you, with competitive interest rates, fast pre-approval and no monthly fees.

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Auto Loans

Finance your next new or used vehicle with competitive rates and great terms.

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Recreational Vehicle Loans

From boats to ice houses, we'll find the right financing for your next recreational vehicle.

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Personal Loans

When you need a little extra cash for personal reasons, we'll help you meet your goals.

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Home Equity Loans

Use the equity in your home as a line of credit or loan to fund projects, vacations, or security.

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Mortgage Loans

Our top-rated mortgage loan program will help you finance your dream home.

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Credit Card

Cover day-to-day expenses or large purchases with one of our credit cards.

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Your Perfect Loan Partner

competitive rates on loans

Competitive Rates

Every member is an owner at Magnifi Financial and dividends are returned through better rates on savings and loans and lower fees.

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Flexible Terms

Our team works with you to ensure you have the right terms fit for your budget and your lifestyle. We'll get you funded in no time.

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Easy Repayments

Making your payments is a breeze through Digital Banking or the mobile app. Schedule a single payment or recurring payments.

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New Members:

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Current Members:

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Local Branch

Magnifi Financial has 22 local branches throughout Minnesota.

Branch Locations

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Video Banking

Video call with a Magnifi Financial team member. Learn More
Mon-Thurs: 8 AM - 5 PM
Fri: 8 AM - 6 PM
Sat: 8 AM - 12 PM

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Schedule An Appointment for a Virtual or In-Person Meeting

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

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