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Privacy & Security

Your privacy matters to us. Learn more about how Magnifi Financial Credit Union protects your privacy and important personal data.

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FACTS - What does Magnifi Financial Credit Union do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.



The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.



All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Magnifi Financial Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Magnifi Financial Credit Union share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions,
maintain your account(s), respond to
court orders and legal investigations,
or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes-
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes-
information about your creditworthiness
No We don't share
For our affiliates to market to you Yes No
For our nonaffiliates to market to you No We don't share




Call toll-free (888) 330-8482 or Contact Us



Who we are

Who is providing this notice?

Magnifi Financial Credit Union, Magnifi Wealth Management



What we do

How does Magnifi Financial Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Magnifi Financial Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account - unless you tell us otherwise.





Companies related by common ownership or control. They can be financial and nonfinancial companies.
Magnifi Financial Credit Union does share with our affiliate, Magnifi Wealth Management.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Magnifi Financial Credit Union does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies, card services, and financial services companies.




What Information Do We Collect? 

Magnifi Financial Credit Union’s Digital Banking App may access the following on your phone or digital device when using the app:  

  • Camera - allows access to the device’s camera
  • Location – allows access to location
  • Access to External Storage – allows access to files/media on the device
  • Contact List – allows access to and uploading of contact lists from the device
  • Audio – allows access to the device’s microphone
  • Phone State – allows access to information about the user’s device for device identification
  • Images – allows access to stored images on the device
  • IP Addresses


Do We Share the Information We Collect? 

We do not sell the information we collect.  However, we may use or share the collected information for device identification and marketing purposes. 


What Information Can Be Requested to Be Deleted By Magnifi Financial?

The Bank Secrecy Act requires that financial institutions retain customer, account, and transaction data in compliance with federal law. 
To have your digital banking user information deleted, please contact Magnifi Financial at 888-330-8482 to discuss options with one of our experts.


Digital Privacy Statement Updates 

From time to time Magnifi Financial Credit Union may update this privacy statement. 

Please read Magnifi Financial Credit Union’s Privacy Policy for details on how we protect you and your information. 

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