National ATMsAuto loan rates as low as 5.49% APR*+
$250 cash bonus
Finance your new car purchase with an affordable Magnifi auto loan.
Apply Now
Buckle up for a deal like this
Unlock your auto loan's full potential. Finance with Magnifi and upgrade to match the bells and whistles of your dream vehicle.
NEW!
Auto Loan
Promotion
5.49% APR*
Drive away happy with lower payments.
5.49% APR includes
0.50% auto pay discount at the time of loan closing and qualifying credit terms.
Limited Time Offer
New to
Magnifi? Earn up to
$250 checking bonus
Thank you for trusting us with your vehicle financing!
Ready for more perks? Open and maintain a new, active Magnifi checking account and
earn up to $250!
Drive down payments with an auto loan from Magnifi
- New, used or refinanced
- Local service and expertise with Magnifi's friendly and knowledgeable team
- Apply in 5 minutes or less
- Same-day financing available upon qualification
- Flexible options to fit your budget and lifestyle
Finance your next auto loan with us and we’ll donate 100 pounds of food to a local food shelf.
Giving back to the communities we serve is something Magnifi values and encourages.
Through our 3 Essentials program, Magnifi Financial provides food, shelter, and clothing to those in need.
Rates
Effective Date 3/1/2024
| Loan | APR as low as |
|---|---|
| Vehicle (2020 & newer) | 5.49% |
| Vehicle (2016 - 2019) | 6.492% |
| Vehicle (2014 - 2015) | 7.494% |
| Vehicle (2013 - Older) | 7.744% |
APR = Annual Percentage Rate. Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $75 doc prep fee, 5.49% APR and a $601.60 monthly payment. Max term varies based on credit score and year of collateral. Rates above include 0.50% discount for auto pay at the time of loan closing and qualifying credit terms.
What To Expect
-
Apply
Your first step is to fill out a loan application - online, over the phone in video chat or in a branch.
-
Get Pre-qualified
After you apply, we'll contact you to get you pre-qualified for a specific loan amount.
-
Go Shopping
Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!
-
Drive Home Happy
Drive away knowing you got the best loan available from your local credit union.
Vehicle Buying Resources
Extra Protection
Get additional protection with GAP Protection & Route 66 Extended Warranty.
Get Started
Apply Online
Purchase a new/used vehicle:
Apply NowRefinance an auto loan:
Apply NowRefinance an auto loan and get cash out:
Apply Now
Video Banking
Talk to a Magnifi Financial team member virtually
face-to-face. Learn More
Monday - Thursday: 8 AM - 5
PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM
Schedule An Appointment for a Virtual or In-Person Meeting
Other Loan Options
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money
laundering activities, Federal law requires all financial institutions to obtain, verify, and
record information that identifies each person who opens an account.
What this means
for you: When you open an account, we will ask for your name, address, date of birth,
and other information that will allow us to identify you.
We may also ask to see your
driver’s license or other identifying documents.
*Offer applies to any personal new or used automobile loan (2020 or newer) through direct
loans or indirect lenders. Other rates and terms available. Offer available on purchases or
refinances. Offer cannot be added to any existing Magnifi loan. Cannot be combined with any
other offers. Offer valid on loan applications submitted March 1, 2024 – May 31, 2024. Magnifi
reserves the right to terminate promotion at any time. Limited time offer. Other restrictions
may apply. Ask for details.
Minimum APR loan payment example: $20,000 for
36 months including a $75 doc prep fee, 5.49% APR and a $601.60 monthly payment. Max term varies
based off credit score and year of collateral.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
