National ATMs
No Payments for 90 Days
Apply today for new, used, or refinanced auto loans and cruise payment-free for 3 months!
Drive down payments with an auto loan from Magnifi
- New, used or refinanced
- Local service and expertise with Magnifi's friendly and knowledgeable team
- Apply in 5 minutes or less
- Same-day financing available upon qualification
- Flexible options to fit your budget and lifestyle
Rates
Effective Date 11/13/2024
| Loan | Rate as low as | APR as low as |
|---|---|---|
| Vehicle (2020 & newer) | 4.79% | 4.99% |
| Vehicle (2016 - 2019) | 5.99% | 6.191% |
| Vehicle (2014 - 2015) | 6.99% | 7.193% |
| Vehicle (2013 - Older) | 7.24% | 7.443% |
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Rates include 0.50% discount for automatic loan payment from a Magnifi account. Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, will have a 4.99% APR and a $746.56 monthly payment. Max term varies based on credit score and loan amount.
What To Expect
-
Get Pre-qualified
After you apply, we'll contact you to get you pre-qualified for a specific loan amount.
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Go Shopping
Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!
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Drive Home Happy
Drive away knowing you got the best loan available from your local credit union.
Vehicle Buying Resources
Extra Protection
Get additional protection with GAP Protection & Route 66 Extended Warranty.
Get Started
Schedule An Appointment for a Virtual or In-Person Meeting
Other Loan Options
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money
laundering activities, Federal law requires all financial institutions to obtain, verify, and
record information that identifies each person who opens an account.
What this means
for you: When you open an account, we will ask for your name, address, date of birth,
and other information that will allow us to identify you.
We may also ask to see your
driver’s license or other identifying documents.
Membership qualification is required. Loan fees apply. Rates are subject to change at
any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will
vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example:
$25,000 for 36 months including a $75 doc prep fee, will have a 4.99% APR and a $746.56 monthly
payment. Max term varies based on credit score and loan amount.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
