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Personal Loans Centered On You.
A personal loan is a great way to finance your dreams.
When you need a little extra cash to consolidate debt, fund an emergency expense, or another large endeavor, Magnifi Financial can help. We put your world in focus and provide you with the right financial products and services for your unique situation. Our convenient online application takes a matter of minutes.
With solid credit, a personal loan can be used for almost any need, including things like vacations, weddings, computers, home repairs, medical expenses, paying your taxes, and much more.
- Applications can be completed online, in a branch, or over the phone
- Magnifi Financial's knowledgeable and friendly lending staff can help walk you through any situation
- Our loan rates are low and competitive - ask us for current rates
- Same-day financing is available upon qualification
Apply
Your first step is to fill out an application. Good thing we have an easy online application for you!
Get Pre-qualified
After your application is submitted, a member of Magnifi Financial's lending staff will be in touch to finalize a few details and pre-qualify you for your loan amount.
Get Funding
Finalize the details and terms of your loan with the Magnifi Financial lending staff. Then sign the documents and get your funds!
What To Expect
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Get Pre-qualified
After you apply, we'll contact you to get you pre-qualified for a specific loan amount.
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Go Shopping
Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!
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Drive Home Happy
Drive away knowing you got the best loan available from your local credit union.
Loan Calculator
Find out how much you can afford.
Monthly Payment: $226.47
Number of Payments: 36
Total Payments: $8,152.89
Total Interest: $652.89
Frequently Asked Questions
We have several methods for you to make your loan payments:
- Magnifi Digital Banking or Mobile App: Transfer funds from your Magnifi or external checking/savings account into your loan account.
- Online: Use our online loan payment system to set up a single or recurring payment with your debit/credit card or routing/account number.
- Phone: Pay over the phone with a debit card or Magnifi Financial account transfer by calling (888) 330-8482.
- Mail: Send a check to PO Box 325, Sartell, MN 56377. Please include your Account Number and Loan ID. You will not receive a payment receipt by mail but you can verify the transaction within Digital Banking.
- Branch: Visit any Magnifi Financial location to make a payment.
Great question! Our members can qualify for membership very easily. You will just need to work, worship, go to school, or volunteer in one of the 18 counties of our field of membership. When you open your account with us, you will open a one-time $5.00 “Share” account which makes you a member of Magnifi Financial and an equal owner of our credit union. If you ever decide to close your account, you will receive your $5 deposit back. You can learn more here.
Absolutely! We have eAlerts which can help remind you of an upcoming due date or if your payment is late. You can learn more about eAlerts here.
Yes, Magnifi Financial offers additional protection for members to add on to their loans in the event that something unexpected occurs. Work with your assigned Magnifi Financial team member to discuss the right options for you.
Extra Protection
Get additional protection with GAP (Guaranteed Asset Protection) & Route 66 Extended Warranty.
Learn More
Schedule An Appointment for a Virtual or In-Person Meeting
Other Loan Options
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
