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Joining Magnifi Financial is quick and easy

Apply Now

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Join today

If you're ready to say goodbye to big-profit banks and enjoy the benefits of being part of the Magnifi Financial community, we'd be delighted to welcome you aboard. Here’s how to get started:

  • 1

    Become a Member

  • 2

    Transfer your account details

    The quickest way to do this is to personally contact each organization you deal with to give them your new Magnifi Financial account details. The easiest way to do this is by using our handy Switch Kit.

  • 3

    Close your old accounts

    And you’re done!

    Go on – make the move today.


Open an Account

Account Switch Kit

You can make the move to Magnifi Financial in three easy steps. Everything you need is provided in this handy Switch Kit.

Switch Kit

Why Choose Us?

If you're not sure, why you should join Magnifi Financial, here are just a few reasons


We’re not a bank

One of the largest credit unions in the Midwest, our profits are reinvested for the benefit of our members, not shareholders.

We’re competitive

Most of our accounts are completely free of account fees which may eat away at your savings. 

We’re convenient

We’re online, around the corner or a phone call away, so however you like to manage your money, we make it easy.

We’re trusted

Nearly 85,000 members trust Magnifi Financial with their banking, finance, investments and more.

We’ll protect you

Your savings is federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

We’re local

With 25 branches and more than 24,000 ATMs nation-wide as part of our Money Pass ATM network, finding us is easier than ever.

Membership Eligibility

Join us and experience the credit union difference.

Who can open an account?

Magnifi Financial membership is open to persons who live, work, worship, volunteer, attend school or conduct business in and businesses and other legal entities in:

Minnesota counties: Anoka, Becker, Benton, Carver, Chisago, Clay, Crow Wing, Dakota, Douglas, Grant, Hennepin, Isanti, Kandiyohi, McLeod, Meeker, Mille Lacs, Morrison, Otter Tail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, Wright
North Dakota Counties: Cass and Richland Wisconsin Counties: Pierce, St. Croix

Make a $10 donation to the Magnifi Foundation.
Businesses can also join by donating $50 to Magnifi Foundation.

Open an Account

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member