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Summer Certificate Specials

Take advantage of a locked-in rate and term OR have the flexibility to request a one-time rate increase if a higher rate is available with our bump-up cd.

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certificates

Best Value Certificate

27-month Certificate

2.70% APY*

  • $5,000 minimum deposit
  • 50% new money to Magnifi Financial
  • Rolls into 24-mo certificate at renewal
  • Penalty for early withdrawal
  • Municipalities qualify
  • Not valid with other offers
  • Limited time offer

*APY= Annual Percentage Yield. APY is effective as of 7/6/2022. $5,000 minimum original balance required. 50% of money must be new to Magnifi Financial. 27-mo certificate will roll into standard 24-mo certificate at renewal. Penalty for early withdrawal. Municipalities will qualify. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA.

One-Time Rate Increase

Lock in higher yields now and have the option to raise your rate later.

19-month Bump-Up Certificate

1.25% APY*

    • $10,000 minimum deposit
    • 50% new money to Magnifi Financial
    • Option to increase the rate one time during the term
    • Penalty for early withdrawal
    • Rolls into a 18-mo certificate at renewal
    • Municipalities are not eligible
    • Not valid with any other offers
    • Limited time offer

39-month Bump-Up Certificate

2.25% APY*

    • $10,000 minimum deposit
    • 50% new money to Magnifi Financial
    • Option to increase the rate one time during the term
    • Penalty for early withdrawal
    • Rolls into a 36-mo certificate at renewal
    • Municipalities are not eligible
    • Not valid with any other offers
    • Limited time offer

 

*APY= Annual Percentage Yield. APY is effective as of 6/1/2022. $10,000 minimum original balance required. 50% of money must be new to Magnifi Financial. 19-mo certificate will roll into standard 18-mo certificate at renewal. 39-mo certificate will roll into 36-mo certificate at renewal. Penalty for early withdrawal. Does not apply to municipalities. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA.

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Local Branch

Magnifi Financial has 22 local branches throughout Minnesota.

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Video Banking

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Mon-Thurs: 8 AM - 5 PM
Fri: 8 AM - 6 PM
Sat: 8 AM - 12 PM

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Personal Savings
 

Personal Savings

Check out the variety of savings accounts Magnifi Financial has to offer. Plus get started easily by applying totally online.

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Youth Savings
 

Youth Savings

Kids can start saving while earning prizes with each birthday and deposit! Learn more about kids savings accounts.

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Health Savings Accounts
 

Health Savings

Save for health expenses while earning tax-free dividends. Now earn even more money with no service fee!

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IRA
 

IRA

Plan for retirement with IRA accounts and other retirement planning accounts. Open an account or work with an advisor.

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At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

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