National ATMsSummer Certificate Specials
Take advantage of a locked-in rate and term OR have the flexibility to request a one-time rate increase if a higher rate is available with our bump-up cd.
Best Value Certificate
27-month Certificate
2.70% APY*
- $5,000 minimum deposit
- 50% new money to Magnifi Financial
- Rolls into 24-mo certificate at renewal
- Penalty for early withdrawal
- Municipalities qualify
- Not valid with other offers
- Limited time offer
*APY= Annual Percentage Yield. APY is effective as of 7/6/2022. $5,000 minimum original balance required. 50% of money must be new to Magnifi Financial. 27-mo certificate will roll into standard 24-mo certificate at renewal. Penalty for early withdrawal. Municipalities will qualify. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA.
One-Time Rate Increase
Lock in higher yields now and have the option to raise your rate later.
19-month Bump-Up Certificate
1.25% APY*
-
- $10,000 minimum deposit
- 50% new money to Magnifi Financial
- Option to increase the rate one time during the term
- Penalty for early withdrawal
- Rolls into a 18-mo certificate at renewal
- Municipalities are not eligible
- Not valid with any other offers
- Limited time offer
39-month Bump-Up Certificate
2.25% APY*
-
- $10,000 minimum deposit
- 50% new money to Magnifi Financial
- Option to increase the rate one time during the term
- Penalty for early withdrawal
- Rolls into a 36-mo certificate at renewal
- Municipalities are not eligible
- Not valid with any other offers
- Limited time offer
*APY= Annual Percentage Yield. APY is effective as of 6/1/2022. $10,000 minimum original balance required. 50% of money must be new to Magnifi Financial. 19-mo certificate will roll into standard 18-mo certificate at renewal. 39-mo certificate will roll into 36-mo certificate at renewal. Penalty for early withdrawal. Does not apply to municipalities. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA.
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Personal Savings
Check out the variety of savings accounts Magnifi Financial has to offer. Plus get started easily by applying totally online.
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Youth Savings
Kids can start saving while earning prizes with each birthday and deposit! Learn more about kids savings accounts.
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Health Savings
Save for health expenses while earning tax-free dividends. Now earn even more money with no service fee!
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IRA
Plan for retirement with IRA accounts and other retirement planning accounts. Open an account or work with an advisor.
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