National ATMsMortgage Rates
Mortgage Loans
Rates last updated on 07/23/2025
APR = Annual Percentage Rate
| Type | Rate | APR |
|---|---|---|
| 15 Year Fixed Purchase (Conforming) | 5.875% | 6.015% |
| 30 Year Fixed Purchase (Conforming) | 6.500% | 6.589% |
| 15 Year Fixed Refinance (Conforming) | 5.875% | 6.014% |
| 30 Year Fixed Refinance (Conforming) | 6.625% |
6.715% |
| 30 Year Fixed (FHA) | 6.000% |
7.303% |
| 30 Year Fixed (VA) | 6.125% | 6.472% |
Loan payment and Annual Percentage Rate (APR) will vary based on the loan
amount, loan type, term, credit score, and any fees. Minimum APR example: $200,000 mortgage loan
(Purchase Transaction with 25% down or No Cash-Out Refinance Transaction 75% LTV), Credit Score of
760, Primary Residence, and 1 Unit Property.
Membership qualification is required. Rates are
subject to change at any time.
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