National ATMsMortgage Rates
Mortgage Loans
Rates last updated on 01/27/2023
APR = Annual Percentage Rate
| Type | Rate | APR |
|---|---|---|
| 15 Year Fixed Purchase (Conforming) | 5.375% | 5.501% |
| 30 Year Fixed Purchase (Conforming) | 5.875% | 5.953% |
| 15 Year Fixed Refinance (Conforming) | 5.500% | 5.628% |
| 30 Year Fixed Refinance (Conforming) | 5.875% | 5.954% |
| 30 Year Fixed (FHA) | 6.250% |
7.579% |
| 30 Year Fixed (VA) | 6.625% | 6.983% |
Rates are subject to change without notice.
15 Year Fixed Rate Purchase (Conforming)
| Interest Rate | 5.375% |
| APR | 5.501% |
| Loan Amount | $200,000 |
| Down Payment | 20% |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$1,620.93
|
*Rates and Information based off Middle Credit Score of 740, Purchase Transaction, Primary Residence, Detached and 1 Unit Property.
30 Year Fixed Rate Purchase (Conforming)
| Interest Rate | 5.875% |
| APR | 5.953% |
| Loan Amount | $200,000 |
| Down Payment | 20% |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$1,183.08 |
*Rates and Information based off Middle Credit Score of 740, Purchase Transaction, Primary Residence, Detached and 1 Unit Property.
15 Year Fixed Rate Refinance (Conforming)
| Interest Rate | 5.500% |
| APR | 5.628% |
| Loan Amount | $200,000 |
| Property Value | $250,000 |
| LTV | 80% |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$1,634.17 |
*Rates and Information based off Middle Credit Score of 740, No Cash-Out Refinance Transaction, Primary Residence, Detached and 1 Unit Property.
30 Year Fixed Rate Refinance (Conforming)
| Interest Rate | 5.875% |
| APR | 5.954% |
| Loan Amount | $200,000 |
| Property Value | $250,000 |
| LTV | 80% |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$1,183.08 |
*Rates and information based off Middle Credit Score of 740, No Cash-Out Refinance Transaction, Primary Residence, Detached, and 1 Unit Property.
30 Year Fixed Rate FHA
| Interest Rate | 6.250% |
| APR | 7.579% |
| Loan Amount | $144,750 |
| Down Payment | 3.5% |
| Term | 30 Years |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$906.85
|
*Rates and Information based off Middle Credit Score of 700, Purchase Transaction, Primary Residence, Detached and 1 Unit Property.
30 Year Fixed Rate VA
| Interest Rate | 6.625% |
| APR | 6.983% |
| Loan Amount | $150,000 |
| Down Payment | 0% |
| Term | 30 Years |
| Monthly Principal & Interest Payment (excluding taxes and insurance) |
$992.16
|
*Borrower must be eligible for VA Loans.
*Rates and Information
based off Middle Credit Score of 740, Purchase Transaction, Primary Residence, Detached and 1
Unit Property.
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