National ATMsLoan Rates
Loans
Effective Date 06/18/2025
APR = Annual Percentage Rate
| Loan | Rate as low as | APR as low as |
|---|---|---|
| Vehicle (2021 & newer) | 4.490% | 4.690% |
| Vehicle (2017 - 2020) | 5.490% | 5.691% |
| Vehicle (2015 - 2016) | 6.490% | 6.692% |
| Vehicle (2014 & older) | 7.240% | 7.443% |
| New Recreational Vehicle (Boat/Marine) | 5.74% | 5.941% |
| New Recreational Vehicle (Motorhome, Camper, etc.) | 6.54% | 6.742% |
| New Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) | 7.99% | 8.194% |
| Used Recreational Vehicle (Boat/Marine) | 6.24% | 6.442% |
| Used Recreational Vehicle (Motorhome, Camper, etc.) | 7.04% | 7.243% |
| Used Recreational Vehicle (Snowmobile, ATV, UTV, Personal Watercraft, etc.) | 8.49% | 8.694% |
APR = Annual Percentage Rate. Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees.
Vehicle: Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, will have a 4.690% APR and a $743.55 monthly payment. Max term varies based on credit score and loan amount. Rates include 0.75% discount for automatic loan payment from a Magnifi account.
Recreational Vehicle: Minimum APR loan payment example: $25,000 for 36 months, including a $75 doc prep fee, will have a 5.941% APR and $757.59 monthly payment. The maximum term varies based on credit score and loan amount.
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