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Alternative Mortgage Loan Financing

A mortgage program for self-employed borrowers.

As a business owner, your financial situation may not always allow you to qualify for the right mortgage loan to get you into your dream home. Magnifi Financial has created a program to help you qualify even when your income is not regular.
Our friendly and knowledgeable mortgage lenders work hard to ensure you can move into the house of your dream with the right mortgage loan.

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Own your home and your business

House Requirements

The house you are interested in purchasing must be your primary or secondary residence. You may also use this program for a purchase or refinance.

Business Owner

To qualify for this program, you must have been a business owner for a minimum of 2 consecutive years.

Checking

You must be a Magnifi Financial checking account holder to qualify for this program. Magnifi Financial checking accounts boast great features and benefits for anyone.

Mortgage Loan Calculator

Estimate monthly payments and total interest paid on any fixed-rate mortgage loan.

Loan Amount
Annual Interest Rate
Loan Term
Annual Property Taxes
Annual Homeowners Insurance
Monthly Private Mortgage Insurance
Monthly Principal and Interest Payment
Monthly Tax, Insurance and PMI payment
Total Monthly Payment

*Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.

Calculating mortgage payment


Apply for a mortgage loan today!

We’re ready to help finance your perfect home with your perfect mortgage.

Apply Now

Mortgage Programs

Check out some of the mortgage loan options available with Magnifi Financial:

CONVENTIONAL
MORTGAGE

Traditional mortgage loans with fixed rates throughout the term of the loan.

ADJUSTABLE-RATE
MORTGAGE (ARM)

Mortgage Loans with variable interest rates which may fluctuate payments.

FIRST-TIME
HOMEBUYERS

Learn more about purchasing your first home and your options available.

BUYING A HOME HUB

Go to the mortgage homepage to learn more about the process..

VETERANS AFFAIRS (VA)

A VA loan helps provide home financing for eligible Service members, Veterans, and surviving spouses.

FHA
LOANS

Funds are available from the Federal Housing Administration to low-moderate income families.

HOMEREADY BY
FANNIE MAE

A program for credit-worthy low-to-moderate income borrowers or homes in low-income communities.

LAND LOANS

Loans are available for the purchase of property such as for hunting or investment.

Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member
Talk to us now