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Tonia Zimmer

Mortgage Lender, NMLS #1444494

Tonia is a local Mortgage Lender serving the St. Joseph, MN, branch and surrounding areas. As a native of St. Joseph, Tonia has the knowledge of the community and the uniqueness it provides to those who live there. Tonia has been with Magnifi Financial for over 8 years and counting. She is happy to be serving her community and its members.

(320) 301-1275 [email protected]

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Primary Locations:
Sartell, MN

Tonia Zimmer
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After business hours, you may find Tonia reading, walking, biking, traveling, going to  her lake cabin, and spending time with her family and friends. When asked what hashtags describe her personality, she included #familyfirst, #livelifetothefullest, #laughter, #blessed, and #humbleandkind. If Tonia were given her dream vacation, she would be heading to the beaches of Saint Lucia.

Check out what members say about working with Tonia:

"Tonia took the time to talk with us and help us understand what our options were and why we had the specific options available."

"Tonia always returned calls and emails in a timely manner and took time when responding to make sure we were comfortable with the answer."

 "She answered all my questions quickly when I was unsure about something and she made sure I understood what everything meant."

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Tonia Zimmer was named a Minnesota Housing Top Producing Loan Officer by Minnesota Housing for her Fix Up home improvement loan production in 2022.

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"I love meeting new members in my job and helping them out financially!"


- Tonia Zimmer, Mortgage Lender

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Whatever your stage in life, we can help make that house your home. Our Mortgage Loan Department offers full-service and very competitive home loan rates. Our knowledgeable Mortgage Lenders will help you decide the best loan solution that best meets your needs. The team will help guide you through the entire process, from application to closing.

Visit our Home Mortgage Loans Hub where you can learn more about buying, building or refinancing a home, calculate your next home mortgage loan, and start your application online.

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