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Personal Accounts

Magnifi Financial offers accounts for any financial needs.

We understand you have financial goals that may be unique to your situation. Our checking and savings accounts provide you balance in more ways than just your bank account. With convenient features and flexibility, our accounts can help you reach balance in your bank accounts and life.

Open an Account

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Consumer checking accounts

Checking Accounts

Find the right free checking account suited for you and your lifestyle.

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Consumer savings accounts

Savings Accounts

A variety of savings accounts meant for various financial goals; get started today.

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Credit Card

Cover day-to-day expenses or large purchases with one of our credit cards.

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Your Perfect Financial Partner

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Free Checking

Our variety of checking accounts ensures you'll find the right free checking account fit for you and your financial goals.

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Variety of Accounts

Everyone may have different savings goals, which is why we provide a variety of accounts to get you on track to reach your goals.

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Access Wherever, Whenever

Accessing your accounts is a breeze through Digital Banking or the mobile app. Plus, open more accounts within Digital Banking if needed.

Get Started

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Apply Online

New Members:

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Current Members:

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Local Branch

Magnifi Financial has 22 local branches throughout Minnesota.

Branch Locations

Contact a Magnifi Financial team member

Contact Us

Talk to a Magnifi Financial team member. View Hours

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Schedule An Appointment for a Virtual or In-Person Meeting

Additional Products and Services

Check out all of your other options you can utilize with Magnifi Financial's suite of products and services! Our team will work with you individually to ensure you're on track to reaching your financial goals.


From auto loans to mortgages and more. Apply for a loan today.

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Digital Banking

Manage your money on any device.

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Financial Advisors

Set up your path to retirement or financial wellness.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member