Find the right checking account for you
Youth Checking
A great start for your first taste of financial freedom.
Free Checking
Our most basic checking account with no monthly fee.
eChecking
The perfect checking account for the tech-savvy person!
Relationship Checking
A traditional checking account that earns you money.
ALL PERSONAL CHECKING ACCOUNTS INCLUDE:
- No Minimum Balance
- Free Mobile Deposit
- Free Visa® debit card issued instantly at all branches
- Free eStatements
- Digital banking account with free Mobile App
- Digital wallet service
- Surcharge-free access to Moneypass® ATMs
- Direct Deposit
1. $0.10 per item fee for checks cleared in excess of stated
amount. For Relationship checking, this fee will not apply if you maintain a $1,000.00 daily
balance throughout the month.
2. Eligibility for surcharge reimbursements only
applies if account requirements are met (includes debit card, digital banking, and
eStatements).
3. $5 monthly fee if account does not have a debit card or if
account is not enrolled in eStatements through internet banking or mobile app (includes
undeliverable eStatements).
4. Reduce fee $5 annually if enrolled for auto
payment.
5. Magnifi Financial standard check style, other styles available at
member's expense. Available only at account opening.
CHECKING ACCOUNT RATES
Effective Date 7/1/2023
Type | Dividend Rate | APY | Min Opening Deposit | Min Balance to Earn Stated APY |
---|---|---|---|---|
eChecking** | 0.35% | 0.35% | $0.00 | $0.00 |
Relationship Checking | 0% | 0% | $0.00 | $0 - $999 |
0.30% | 0.30% | $1,000 - $4,999 | ||
0.35% | 0.35% | $5,000+ |
Rates are subject to change without notice. Dividends compound monthly.
** Fees could reduce earnings
Get Started!
Schedule An Appointment for a Virtual or In-Person Meeting
Helpful Additions for your Checking Account
Digital Banking
Optimize your checking account with our digital banking platform and add-on services.
Go DigitalSave the Change
Round up your debit card purchases and build up your savings for future expenses.
Start SavingOverdraft Protection
Safeguard yourself against overdraft fees by adding this perk to your checking account.
Resources
Check out all of your other options you can utilize with Magnifi Financial's suite of products and services! Our team works with you individually to ensure you're on track to reaching your financial goals.
Reorder Checks
Switch Kit
Savings
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Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.