National ATMsCredit Card Rates
Credit Cards
Effective Date 1/1/2025
APR = Annual Percentage Rate
| APR for Purchases | Visa 17.99% (cashRewards) 17.99% (Commercial cashRewards) 15.90% (Platinum)* |
|---|---|
| Other APRs | Cash Advance APR - 18.00% (cashRewards) Cash Advance APR - 18.00% (Commercial cashRewards) Cash Advance APR - 18.00% (Platinum) |
| Grace Period for Purchases | 25 Days |
| Method of Computing the Balance of Purchases | Average Daily Balance (including new purchases) |
| Annual Fee | None |
| Minimum Finance Charge | None |
| Transaction Fee for Purchases | None |
| Late Payment Fee | Up to $25.00 |
| Over-the-Credit-Limit Fee | None |
Rates are subject to change without notice.
*This APR will vary with the market based on the Prime Rate, which is 7.25% as of 9/18/2025.
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