National ATMsCredit Card Rates
Credit Cards
Effective Date 2/2/2026
APR = Annual Percentage Rate
| APR for Purchases |
Visa |
|---|---|
| Other APRs | Cash Advance APR - 18.00% (Visa Signature®) Cash Advance APR - 18.00% (cashRewards) Cash Advance APR - 18.00% (Commercial cashRewards) Cash Advance APR - 18.00% (Platinum) |
| Grace Period for Purchases | 25 Days |
| Method of Computing the Balance of Purchases | Average Daily Balance (including new purchases) |
| Annual Fee | None |
| Minimum Finance Charge | None |
| Transaction Fee for Purchases | None |
| Late Payment Fee | Up to $25.00 |
| Over-the-Credit-Limit Fee | None |
APR = Annual Percentage Rate {rates are subject to change}
*This APR will
vary with the market based on the Prime Rate, which is 6.75% as of 12/10/2025. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the
billing cycle monthly to reflect any change in the Index and will be determined by the Prime
Rate on 1st day of each previous month, to which we add a margin.
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