Tips for Online Security

The internet and social media provides scammers, hackers, and identity thieves a place where they can steal your personal information – and your money. But there are steps you can take to protect your computer, your information, and your online files.

• Use a firewall, install anti-virus, anti-spyware, and ad protection software on your devices, and update them regularly. If you let your operating system, web browser, or security software get out-of-date, criminals can track your activities on the Internet without your knowledge or sneak malware onto your computer, which they can use to break into other computers or send spam. Anti-virus software and a firewall can protect you from inadvertently accepting such unwanted files.
• Backup your files regularly.
• When entering personal account information, verify that you are on a secure website. If the website is secure, you will find "https" in the address and a closed padlock in your browser's toolbar.
• Safeguard your personal information online. Never give your Social Security number, credit card numbers, and bank and utility account numbers via email. Your credit union will never request personal information via email.
• Do not respond to spam emails.  Download files with caution. Refrain from opening unexpected attachments.
• When you’re online and are asked for your personal information, think about whether you can really trust the request. Before clicking on an offer or ad, research the company by typing the company or product name into the search bar of your favorite search engine with terms like “review,” “complaint,” or “scam.” If you can’t find contact information for the company, or there are bad reviews, take your business elsewhere. 
• Do not use the same user ID and password on multiple sites.
• Keep your passwords safe. create strong, lengthy, and complex passwords that include a mix of letters, numbers, and special characters. MFA adds an additional layer of security to your accounts by requiring a second form of verification, such as biometrics or unique, one-time codes. Using a password manager is the safest way to store all your online credentials, including usernames and passwords, in an encrypted database. 
• Review your financial accounts regularly and report any discrepancies immediately. Set up eAlerts to receive email or text notifications about account activity. Use digital wallets for easier, more secure purchases. Sign up for direct deposit and eStatements for added convenience and security.