National ATMsIRA Rates
IRA Certificates
Effective Date 5/12/2022
APY = Annual Percentage Yield
| Account Term | $500-$24,999 | $25,000-$49,999 | $50,000-$99,999 | $100,000-$149,999 | $150,000+ | |
|---|---|---|---|---|---|---|
| 12 Month | ||||||
| Dividend Rate | 0.50% | 0.55% | 0.60% | 0.65% | 0.65% | |
| APY | 0.50% | 0.55% | 0.60% | 0.65% | 0.65% | |
| 24 Month | ||||||
| Dividend Rate | 0.60% | 0.65% | 0.70% | 0.75% | 0.75% | |
| APY | 0.60% | 0.65% | 0.70% | 0.75% | 0.75% | |
| 36 Month | ||||||
| Dividend Rate | 0.80% | 0.85% | 0.90% | 0.95% | 0.95% | |
| APY | 0.80% | 0.85% | 0.90% | 0.95% | 0.95% | |
| 48 Month | ||||||
| Dividend Rate | 0.95% | 1.00% | 1.045% | 1.094% | 1.094% | |
| APY | 0.95% | 1.00% | 1.05% | 1.10% | 1.10% | |
| 60 Month | ||||||
| Dividend Rate | 1.143% | 1.193% | 1.242% | 1.292% | 1.292% | |
| APY | 1.15% | 1.20% | 1.25% | 1.30% | 1.30% | |
Rates are subject to change without notice. Dividends compound monthly.
Penalty for early withdrawal: Terms of 12 months but less than 24 months = 180 Days' Dividends; Terms of 24 months or greater = 365 Days' Dividends.
For IRA Certificate accounts, the minimum opening deposit must be at least $500.00 per certificate.
IRA Savings Rates
Effective Date 5/12/2022
APY = Annual Percentage Rate
| Dividend Rate | APY | Min Opening Deposit | Min Balance to Earn Stated APY |
|---|---|---|---|
| 0.10% | 0.10% | $25.00 | $0 - $2,499 |
| 0.10% | 0.10% | $2,500 - $9,999 | |
| 0.15% | 0.15% | $10,000 - $24,999 | |
| 0.20% | 0.20% | $25,000 - $49,999 | |
| 0.25% | 0.25% | $50,000 - $99,999 | |
| 0.30% | 0.30% | $100,000-$149,999 | |
| 0.35% | 0.35% | $150,000+ |
Rates are subject to change without notice. Dividends compound monthly. Fees could reduce earnings.
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