National ATMsChecking Rates
Checking Account Rates
Effective Date 2/1/2025
APY = Annual Percentage Yield
| Type | Dividend Rate | APY | Min Opening Deposit | Min Balance to Earn Stated APY |
|---|---|---|---|---|
| eChecking* | 0.05% | 0.05% | $0.00 | $0.00 |
| Relationship Checking | 0% | 0% | $0.00 | $0 - $999 |
| 0.10% | 0.10% | $1,000 - $4,999 | ||
| 0.15% | 0.15% | $5,000+ | ||
| NEW! High-Yield Checking* | ||||
| Qualifications Met | 3.445% | 3.50% | $20,000 or below | |
| 0.20% | 3.50% to 0.86% | $20,000.01 or greater | ||
| Qualifications Not Met | 0.00% | 0.00% | ||
| H.S.A. Checking | 0.05% | 0.05% | $0.00 | $0 - $2,499 |
| 0.10% | 0.10% | $2,500 - $9,999 | ||
| 0.20% | 0.20% | $10,000 - $24,999 | ||
| 0.25% | 0.25% | $25,000 - $49,999 | ||
| 0.30% | 0.30% | $50,000 - $99,999 | ||
| 0.35% | 0.35% | $100,000+ | ||
| Non Profit Checking* | 0.15% | 0.15% | $0.00 | $0 - $49,999 |
| 0.20% | 0.20% | $50,000 - $99,999 | ||
| 0.25% | 0.25% | $100,000 - $149,999 | ||
| 0.30% | 0.30% | $150,000+ | ||
| Business Advantage Checking* | 0.10% | 0.10% | $0.00 | $0 - $49,999 |
| 0.15% | 0.15% | $50,000 - $99,999 | ||
| 0.20% | 0.20% | $100,000 - $149,999 | ||
| 0.25% | 0.25% | $150,000+ | ||
| Business Platinum Checking* | 0.10% | 0.10% | $0.00 | $0 - $49,999 |
| 0.15% | 0.15% | $50,000 - $99,999 | ||
| 0.20% | 0.20% | $100,000 - $149,999 | ||
| 0.25% | 0.25% | $150,000+ |
APY = Annual Percentage Yield.
Rates are subject to change without notice. Dividends compound monthly.
* Fees could reduce earnings
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