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Looking To Buy A New Vehicle? Let Magnifi Financial Navigate.
Apply Now Rates What’s the Right Loan for Me?
Rates
Effective Date 5/31/2023
| Loan | APR as low as |
|---|---|
| Vehicle (2019 & newer) | 6.552% |
| Vehicle (2015 - 2018) | 6.993% |
| Vehicle (2013 - 2014) | 7.994% |
| Vehicle (2012 & older) | 8.244% |
APR = Annual Percentage Rate. Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $75 doc prep fee, 6.552% APR and a $611.33 monthly payment. Max term varies based on credit score and year of collateral.
What To Expect
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Apply
Your first step is to fill out a loan application - online, over the phone in video chat or in a branch.
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Get Pre-qualified
After you apply, we'll contact you to get you pre-qualified for a specific loan amount.
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Go Shopping
Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!
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Drive Home Happy
Drive away knowing you got the best loan available from your local credit union.
Get Started
Apply Online
Purchase a new/used vehicle:
Apply NowRefinance an auto loan:
Apply NowRefinance an auto loan and get cash out:
Apply Now
Video Banking
Talk to a Magnifi Financial team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM
Schedule An Appointment for a Virtual or In-Person Meeting
Other Loan Options
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.
AUTO LOANS
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $75 doc prep fee, 6.552% APR and a $611.33 monthly payment. Max term varies based on credit score and year of collateral.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
