National ATMs
Drive down payments with an auto loan from Magnifi
- New, used or refinanced
- Local service and expertise with Magnifi's friendly and knowledgeable team
- Apply in 5 minutes or less
- Same-day financing available upon qualification
- Flexible options to fit your budget and lifestyle
5 First, let’s cover the basics...
Rates
Effective Date 6/12/2024
| Loan | APR as low as |
|---|---|
| Vehicle (2020 & newer) | 6.30% |
| Vehicle (2016 - 2019) | 6.74% |
| Vehicle (2014 - 2015) | 7.74% |
| Vehicle (2013 - Older) | 7.99% |
Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount, term, collateral, and any fees. Membership qualification is required. Loan fees apply. Minimum APR loan payment example: 36 monthly payments of $16.98 per $1,000 borrowed. Max term varies based on credit score and year of collateral. Rates are subject to change at any time and are based on creditworthiness.
What To Expect
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Get Pre-qualified
After you apply, we'll contact you to get you pre-qualified for a specific loan amount.
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Go Shopping
Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!
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Drive Home Happy
Drive away knowing you got the best loan available from your local credit union.
Vehicle Buying Resources
Extra Protection
Get additional protection with GAP Protection & Route 66 Extended Warranty.
Get Started
Schedule An Appointment for a Virtual or In-Person Meeting
Other Loan Options
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money
laundering activities, Federal law requires all financial institutions to obtain, verify, and
record information that identifies each person who opens an account.
What this means
for you: When you open an account, we will ask for your name, address, date of birth,
and other information that will allow us to identify you.
We may also ask to see your
driver’s license or other identifying documents.
Loan payment and Annual Percentage Rate (APR) will vary based on the loan amount,
term, collateral, and any fees. Membership qualification is required. Loan fees apply. Minimum
APR loan payment example: 36 monthly payments of $16.98 per $1,000 borrowed. Max term varies
based on credit score and year of collateral. Rates are subject to change at any time and are
based on creditworthiness.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
