National ATMsHello Fargo!
$300 Checking Bonus
FARGO-MOORHEAD AREA EXCLUSIVE
We're thrilled to expand our roots in Fargo. Earn up to $300
when you open a new Magnifi checking account with the promo code below and complete qualifying
activities.
Plus, our NEW Digital Switch Kit gets you switched over in under 5
minutes.
Schedule an
appointment or call today!
A checking bonus with all the perks
Earn $100 at account opening and $100 per month for two months with qualifying activity
Start unlocking your bonus when you use this promo code in your application:
Checking300
$100 Account Opening Bonus Requirements
- One offer per new member (Cannot have had a checking account with Magnifi in the past 24 months)
- Must be 16 years or older
- Debit or credit card required
$100 Monthly Bonus Requirements
- Establish a monthly direct deposit totaling $750 or more
- Make at least 8 purchases using a Magnifi debit or credit card per month
Simplifi the Move to Magnifi
Switching to Magnifi Financial has never been easier. Get started with our NEW Digital Switch Kit and you'll receive direct deposits into your Magnifi account in under 5 minutes.
It's as easy as 1,2,3!
Your money does good here.
Through our 3 Essentials Program, we provide food, shelter and clothing to those in need. Get an essential financial account or loan and we'll give an essential back to local communities.
Find the right checking account for you
ALL PERSONAL CHECKING ACCOUNTS INCLUDE:
- Free Digital Services account
- Free Mobile App
- Free Mobile Deposit
- Free Visa® debit card issued instantly at all branches
- Free eStatements
- Free account eAlerts
- Surcharge-free access to Moneypass® ATMs
- Early Direct Deposit - Get paid up to 2 days early6
- Free access to Zelle®
- Digital
wallet service
- Free Card Controls
- Free Personal Financial Management tools
- And more
Free Checking
Our most basic checking account with no monthly fee.
eChecking
The perfect checking account for digital enthusiasts!
Relationship Checking
A traditional checking account that earns you money.
High-Yield Checking
Earn higher dividends with larger deposits.
Requirements for high-yield rate include minimum of 12 debit card transactions per month (ATM transactions are not eligible), a reoccurring ACH direct deposit, and enroll in eStatements3
Get Started!
Schedule An Appointment
Schedule an appointment to meet a Magnifi team member.
SCHEDULE AN APPOINTMENT
- $0.10 per item fee for checks cleared in excess of stated amount. For Relationship checking, this fee will not apply if you maintain a $1,000.00 daily balance throughout the month.
- Eligibility for surcharge reimbursements only applies if account requirements are met (includes debit card, digital services, and eStatements).
- Monthly fee if account does not have a debit card or if account is not enrolled in eStatements through the digital services platform or mobile app (includes undeliverable eStatements). eChecking = $5.00 per month
- Reduce fee $5 annually if enrolled for auto payment.
- Magnifi Financial standard check style, other styles available at member's expense. Available only at account opening.
- New consumer checking accounts must deposit a minimum of $250 into the new account to be eligible for an instant-issue card.
-
Your direct deposit is dependent on when the employer/payer send their ACH file to Magnifi Financial. You may receive your funds up to 2 days early.
*Does not apply to existing accounts. New personal checking account members only; cannot have had a checking account with Magnifi in the past 24 months of account opening. Must be 16 years or older. One offer per Social Security number. Debit or credit card required to receive bonus. Total bonus earnings up to $300.00. $100 bonus will be deposited at account opening. To earn the $100 monthly deposit bonuses, members must meet the following criteria: receive a monthly ACH deposit (min. $750), have a debit or credit card linked to the checking account, make 8 qualifying debit or credit card purchase transactions monthly to maintain “active checking” status (does not include ATM transactions), and remain in good standing (no negative balance on any Share account or loan throughout the month). Members can earn up to two monthly deposit bonuses totaling $200. $100 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met. If any requirements of this offer are not met, Magnifi reserves the right to reclaim any bonuses received. Must use promo code “Checking300” at account opening. Annual Percentage Yields (APY) are accurate as of February 1, 2025, and vary based on balance. Free Checking is a non-interest-bearing account. Relationship Checking APY is 0.10% for balances $1,000 - $4,999 and 0.15% for balances over $5,000. eChecking APY = 0.35% with no minimum balance. High-Yield Checking APY is 3.45% for balances under $20,000 and 4.50% for balances over $20,000 if requirements are met; see the Truth-in-Savings disclosure for qualification details. Rates are variable and may change after the account is opened. Fees may reduce earnings. All bonuses are reported on IRS Form 1099-INT. A $5 minimum balance in a Share account is required to maintain membership. Limited-time offer. Magnifi reserves the right to end the promotion at any time. Ask for details. Insured by NCUA.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
