*Does not apply to existing accounts. New checking account members only; cannot have had a checking account with Magnifi in the past 24 months of account opening. New Magnifi checking account must be opened within 60 days of loan closing to receive bonus. Must be 18 years or older. Personal accounts only. One offer per social security number. Debit card required to receive bonus. Limited time offer. Total bonus earnings up to $250.00. $100 bonus will deposit in account at account opening. To earn the $50 monthly deposit bonuses, member must meet the following criteria: Monthly ACH deposit and make eight qualifying debit card purchase transactions monthly to maintain “active checking” status (does not include ATM transactions), debit card on checking account, and member must be in good standing (no negative balance on any share account or loan throughout the month). Member can earn up to 3 monthly deposit bonuses totaling $150. $50 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met. If requirements of offer are not met, Magnifi reserves the right to reclaim the $100.00 account opening bonus.

Free Checking Annual Percentage Yield = 0.0%. Relationship Checking Annual Percentage Yield = 0.0% {Balance=$0.00-$999.99}. eChecking Annual Percentage Yield = 0.35%. High Yield Checking Annual Percentage Yield if qualifications are met = 4.50%{Balance=$20,000 or below}; see Truth-in-Savings disclosure for High Yield Checking qualification details.

Rates subject to change without notice. All bonuses are reported on IRS Form 1099-INT. $5 minimum balance in Share account required to maintain membership. Magnifi reserves the right to end the promotion at their discretion. Ask for details. Other restrictions apply. This credit union is insured by NCUA.