About Our Credit Union
Learn about our credit union, our core values, and how we're your perfect financial partner.

A credit union focused on you.
At Magnifi Financial, we focus on you, your needs and the things that give your life balance. We work hard every day for you, your family, your business and your community. After all, we live on the same streets you do.
Magnifi Financial is committed to its core values of building up our shared communities, providing easy and simple financial solutions, earning each member's trust and respect through our expertise, and doing what is right for our entire membership.
Magnifi Financial is a full-service community credit union offering personal and business financial services, including loans, deposits, mortgages, and wealth management, to anyone within its field of membership in Minnesota, North Dakota, and Wisconsin. Magnifi Financial serves members through an extensive network of branches and best-in-class digital services. Whether at home or on the go, members can access their accounts and manage funds with ease through a full suite of digital services.
Your world in focus.





Your Perfect Financial Partner
We’ve been voted Best of Central Minnesota by St. Cloud Times readers 6 years in a row:
- Best Financial Institution/Credit Union 2017 – 2022
Our state-of-the-art digital solutions will help you get started with Magnifi Financial and maintain your accounts or loans easily and efficiently.
Our team is local to the same areas you live and work. Plus all account and loans are originated at Magnifi Financial by local staff.
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Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.