National ATMsSavings Rates
Savings
Effective Date 9/23/2022
APY = Annual Percentage Rate
| Account Type | Dividend Rate | APY | Min. Opening Deposit | Min. Balance to Earn Stated APY |
|---|---|---|---|---|
| Share | 0.05% | 0.05% | $5.00 | $5.00 |
| Savings | 0.15% | 0.15% | $0.00 | $0.00 |
| Little Scholars & Boom! Savings |
1.045% | 1.05% | $0.00 | $0.00 |
| Save the Change | 0.55% | 0.55% | $0.00 | $0.00 |
| WINcentive® Savings1 | 0.05% | 0.05% | $5.00 | $5.00 |
| My Goal Savings2 | 1.833% | 1.85% | $5.00 | $0.00 |
| Money Market | 0.20% | 0.20% | $2,500.00 | $0 - $2,499 |
| 0.20% | 0.20% | $2,500 - $9,999 | ||
| 0.25% | 0.25% | $10,000 - $24,999 | ||
| 0.30% | 0.30% | $25,000 - $49,999 | ||
| 0.35% | 0.35% | $50,000 - $99,999 | ||
| 0.40% | 0.40% | $100,000 - $149,999 | ||
| 0.50% | 0.50% | $150,000+ | ||
| Business Platinum Money Market | 0.20% | 0.20% | $10,000.00 | $0 - $2,499 |
| 0.20% | 0.20% | $2,500 - $9,999 | ||
| 0.25% | 0.25% | $10,000 - $24,999 | ||
| 0.30% | 0.30% | $25,000 - $49,999 | ||
| 0.35% | 0.35% | $50,000 - $99,999 | ||
| 0.40% | 0.40% | $100,000 - $149,999 | ||
| 0.45% | 0.45% | $150,000 - $249,999 | ||
| 0.55% | 0.55% | $250,000 - $499,999 | ||
| 0.55% | 0.55% | $500,000 - $999,999 | ||
| 0.55% | 0.55% | $1,000,000+ | ||
| Non Profit Money Market | 0.20% | 0.20% | $10,000.00 | $0 - $2,499 |
| 0.20% | 0.20% | $2,500 - $9,999 | ||
| 0.25% | 0.25% | $10,000 - $24,999 | ||
| 0.30% | 0.30% | $25,000 - $49,999 | ||
| 0.35% | 0.35% | $50,000 - $99,999 | ||
| 0.40% | 0.40% | $100,000 - $149,999 | ||
| 0.45% | 0.45% | $150,000 - $249,999 | ||
| 0.55% | 0.55% | $250,000 - $499,999 | ||
| 0.55% | 0.55% | $500,000 - $999,999 | ||
| 0.55% | 0.55% | $1,000,000+ |
Rates are subject to change without notice. Dividends compound monthly.
1 - Penalty for early withdrawals.
2 - Penalty for early withdrawals. Maximum deposit of $100.00 per week.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
