National ATMsNew Account,
Big Rewards.
$400 Checking Bonus
Your stress-free financial upgrade awaits
This promotion has ended.
Earn up to $400 when you open a new Magnifi checking account with
the promo code below and complete qualifying activities.
Plus, try our NEW Digital Switch Kit
for a stress-free switch.
A checking bonus with all the perks
Get $100 at account opening and $100 per month for three months with qualifying activity
Start unlocking your bonus when you use this promo code in your application:
This promotion has ended.
$100 Account Opening Bonus Requirements
- One offer per new member (Cannot have had a checking account with Magnifi in the past 24 months)
- Must be 16 years or older
- Debit or credit card required
$100 Monthly Bonus Requirements
- Establish a monthly direct deposit totaling $750 or more
- Make at least 8 qualifying purchases using a Magnifi debit or credit card per month
Simplifi the Move to Magnifi
Switching to Magnifi Financial has never been easier. Get started with our NEW Digital Switch Kit and you'll receive direct deposits into your Magnifi account in under 5 minutes.
It's as easy as 1,2,3!
Find the right checking account for you
ALL PERSONAL CHECKING ACCOUNTS INCLUDE:
- Free Digital Services account
- Free Mobile App
- Free Mobile Deposit
- Free Visa® debit card issued instantly at all branches
- Free eStatements
- Free account eAlerts
- Surcharge-free access to Moneypass® ATMs
- Early Direct Deposit - Get paid up to 2 days early6
- Free access to Zelle®
- Digital
wallet service
- Free Card Controls
- Free Personal Financial Management tools
- And more
Free Checking
Our most basic checking account with no monthly fee.
eChecking
The perfect checking account for digital enthusiasts!
Relationship Checking
A traditional checking account that earns you money.
High-Yield Checking
Earn higher dividends with larger deposits.
Requirements for high-yield rate include minimum of 12 debit card transactions per month (ATM transactions are not eligible), a reoccurring ACH direct deposit, and enroll in eStatements3
Your money does good here.
Through our 3 Essentials Program, we provide food, shelter and clothing to those in need. Get an essential financial account or loan and we'll give an essential back to local communities.
1. $0.10 per item fee for checks cleared in excess of stated amount. For Relationship
checking, this fee will not apply if you maintain a $1,000.00 daily balance throughout the
month.
2. Eligibility for surcharge reimbursements only applies if account
requirements are met (includes debit card, digital services login, and
eStatements).
3. Monthly fee if account does not have a debit card or if
account is not enrolled in eStatements through digital services or mobile app (includes
undeliverable eStatements). eChecking = $5.00 per month
4. Reduce fee $5
annually if enrolled for auto payment.
5. Magnifi Financial standard check
style, other styles available at member's expense. Available only at account
opening.
6. Your direct deposit is dependent on when the employer/payer send
their ACH file to Magnifi Financial. You may receive your funds up to 2 days
early.
$400 Checking Bonus:
*Does not apply to existing checking accounts.
New checking account members only; cannot have had a checking account with Magnifi in the past
24 months of account opening. Must be 16 years or older. Personal accounts only. One offer per
social security number. Debit or credit card required to receive bonus. Limited time
offer.
Total bonus earnings up to $400.00. $100 bonus will be deposit in account at account opening. To earn the $100 monthly deposit bonuses, member must meet the following criteria: Monthly ACH deposit of $750 or more and make eight qualifying debit or credit card purchase transactions monthly to maintain “active checking” status (does not include ATM transactions), debit or credit card on checking account, and member must be in good standing (no negative balance on any share account or loan throughout the month). Member can earn up to 3 monthly deposit bonuses totaling $300. $100 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met. Must use promo code 'Checking400' at account opening. If requirements of offer are not met, Magnifi reserves the right to reclaim the $100.00 account opening bonus.
Free Checking Annual Percentage Yield = 0.0%. Relationship Checking Annual Percentage Yield = 0.0% {Balance=$0.00-$999.99}. eChecking Annual Percentage Yield = 0.10%. High Yield Checking Annual Percentage Yield if qualifications are met = 3.75% {Balance=$20,000 or below}; see Truth-in-Savings disclosure for High-Yield Checking qualification details. Rates subject to change without notice. All bonuses are reported on IRS Form 1099-INT. $5 minimum balance in Share account required to maintain membership. Magnifi reserves the right to end the promotion at their discretion. Ask for details. Insured by NCUA.
Join the Magnifi Family!
At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.
