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Frequently Asked Questions

Find answers to some common questions about Magnifi Financial and the services we provide.

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Frequently Asked Questions (FAQ)

Find the answers to commonly asked questions below. If you have a question that isn’t answered here, please reach us by phone, email, live chat, or visit a local branch.

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Credit unions are not-for-profit financial institutions that serve members, not investors or profits. They are similar to banks in that they accept deposits, make loans and offer other financial services. But since credit unions are member-owned cooperatives, they’re usually able to offer better rates and fewer fees.
Becoming a member is easy. If you life, work, worship, or attend school in one of the counties of our field of membership, or you’re related to a Magnifi Financial member or employee, you’re eligible to become a member! 
Magnifi Financial's routing number is 291974204.
Our hours vary by day and location. To find a full list of hours, please visit our locations page.
Your account number and share ID are needed for member-to-member transfers and to sign up for Digital Banking. You can find the numbers on the original paperwork you were given when you opened your account.
If you already have Digital Banking set up, then you can find these numbers listed on the home screen of Digital banking.
If you cannot locate your account number and/or share ID, you may call us at (888) 330-8482 or talk to a teller at your local branch .
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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member
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