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Insurance Services

Invest in yourself and your family’s financial well-being

We understand insurance can be confusing. What types of insurance will I need as I age? What level of coverage do I need? At what age should I get this insurance? Our team at CMFA has a lot of experience helping individuals, couples and families of all ages plan out what types of insurance are most important for them and when it is most helpful.

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Life Insurance

Protect your loved ones in the event of an untimely death. Life insurance is essential to help provide for your family with funds to cover the expense of funerals, a college education, or simply the financial comfort for a spouse and children.

You may have heard terms like “whole life insurance,” “term insurance,” or “variable insurance,” but what do they all mean and what are the differences? They all point to one thing in common: all life insurance policies provide payment to a beneficiary in the event of your death. However, the differences between policies can be major.

Our local advisors can help find the right policy for your needs and budget.

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Long-Term Care Insurance

Protect your assets in case of a nursing home stay or another extended care scenario. Several factors will affect the cost and availability of extended care insurance, including age, health, and the type and amount of coverage purchased. 

If you’re curious about if you need extended care insurance and what these policies cover, our team can help you with your questions and providing extended care coverage that is effective and affordable.

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Get Started

Learn more about the various types of insurance policies and find the one that fits best for you by having a no-obligation consultation with a local advisor.

Call (888) 597-4516

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This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Magnifi Financial Credit Union and Central Minnesota Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Central Minnesota Financial Advisors, and may also be employees of Magnifi Financial. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Magnifi Financial or Central Minnesota Financial Advisors. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency

Not Credit Union
Guaranteed

Not Credit Union
Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.