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Agribusiness Checking Accounts

Our checking accounts for farms offer great value and a variety of ways to access and manage your money.
Flexibility is key in today’s agriculture environment. Getting things done quickly and efficiently can have a big impact on the bottom line. We not only recognize this need, we’re doing something about it by providing advanced online tools for your farm or agribusiness.

Rates Contact AG Team

Checking accounts for farms and agribusiness


  • No minimum amount to open account
  • No minimum balance per month
  • Digital Banking and optional cash management services - learn more
  • Surcharge-free access to Moneypass® ATMs



Our most basic business checking account, best for the start-ups and smaller businesses.
  • Up to 100 free total check/ACH transactions per month1 
  • Does not earn dividends
  • No minimum balance
  • No monthly service fee
  • $3 / month for paper statements (or $0 for eStatements)
  • Up to $5,000 cash processed for free at a branch.2 
Contact an Ag business team member today:

Contact Us


A great option for businesses who carry a higher balance and want to earn dividends.
  • Up to 200 free total check/ACH transactions per month1 
  • Earns dividends (tiered levels) - check rates
  • Account requirements to avoid $15/mo. service fee:
    • $25,000 daily deposits and loan balance
    • Digital Banking Account
    • eStatements
  • Up to $10,000 cash processed for free at a branch.2
Contact an Ag business team member today:

Contact Us


Earn the most dividends with this account. For the businesses who carry much higher balances.
  • Up to 400 free total check transactions per month1
  • Earns Dividends (tiered levels) - check rates
  • Account requirements to avoid $40/mo. service fee:
    • $25,000 daily deposit balance OR $50,000 aggregate deposits and
    loan balance
    • Free Debit Card
    • Digital Banking Account
  • Free eStatements OR $3 monthly fee for paper statements
  • Up to $20,000 cash processed for free at a branch.2
Contact an Ag business team member today:

Contact Us

* Data carrier rates may apply
1. Total clearings per month includes check clearings, check deposits, and ACH credits/debits. $0.25 per item fee for additional transactions.
2. $0.25 fee for each additional $100.00 cash processed in a branch. Amount listed is an aggregate total of cash deposits and withdrawals per month.



Business Checking Account Rates

Effective Date 7/1/2023

Type Dividend Rate APY Min Opening Deposit Min Balance to Earn Stated APY
Business Advantage Checking** 0.35% 0.35% $0.00 $0 - $49,999
  0.40% 0.40%   $50,000 - $99,999
  0.45% 0.45%   $100,000 - $149,999
  0.50% 0.50%   $150,000+
Business Platinum Checking** 0.35% 0.35% $0.00 $0 - $49,999
  0.40% 0.40%   $50,000 - $99,999
  0.450% 0.45%   $100,000 - $149,999
  0.50% 0.50%   $150,000+

APY = Annual Percentage Yield
Rates are subject to change without notice. Dividends compound monthly.
** Fees could reduce earnings

Get Started!

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Contact Us

Fill out our online form with some information about your agribusiness and the products or services of interest. Your local Ag Banking Officer will be in touch within 1-2 business days.

Contact Us

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Locate a Branch

You can open a business account or loan at any Magnifi Financial location. Each location has a designated Ag Banking Officer, but we recommend you call ahead to make an appointment.

Branch Locations

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Call Us

We have a dedicated phone line for business members which will help you reach someone who can help faster and save you precious time.

(833) 267-7321


Click here to learn more about what you'll need for your new account.

Maximize your agribusiness checking account

Magnifi Financial's digital banking and services can help you optimize your farm's finances by giving you the ability to access and manage your funds from anywhere, even in the middle of a field. Together, with your Ag Banking Officer, learn about which services are right for you and your agribusiness.

Digital Banking

Digital Banking

Optimize your agribusiness checking account with our digital banking platform and services.

Learn More
Visa SavingsEdge

Visa SavingsEdge

A free service for Magnifi Financial business debit card holders to save at a variety of merchants.

Learn More
Electronic Services for businesses

Digital Services

Check out the additional services you can add on to your account and save you money.

Learn More

Additional Products and Services for Agribusinesses

Check out all of your options you can utilize with Magnifi Financial's suite of products and services! Our Ag team will work with you individually to ensure you're on track to reach your farm goals.

Credit Card

Earn cashback while covering farm expenses.


Invest your agribusiness money and watch it grow.

Agribusiness Loans

Achieve your farm goals with a variety of loans.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member