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Matt Ratchenski

Financial Advisor, LPL Financial

Matt Ratchenski, Financial Professional, has a strong dedication to integrity. He believes a solid plan is key to helping his clients make the best financial decisions they can. He prides himself on formulating and implementing financial plans that are unique and personal to each of his clients.

Growing up the youngest on a family farm in small town North Dakota, he learned the meaning of a hard day’s work. He continues to implement the values of work ethic, community, and integrity he learned on the farm to his work as an advisor. Matt worked in the financial industry as he attended North Dakota State University in Fargo and has been working in the industry ever since.

Matt is knowledgeable in financial planning, retirement income planning, personal and small business retirement accounts, and term and permanent life insurance solutions. He understands the importance of using a holistic approach. He believes this leads to relationships that last through life’s changing priorities and goals.

Matt currently holds FINRA Series 7 and 66 registrations through LPL Financial. He has Life/Health and Variable Insurance License.

Meet with Matt at any of the following Magnifi Financial branches: Moorhead, New York Mills, Perham, Wadena.


Check the background of this investment professional on FINRA's BrokerCheck.

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Matt Ratchenski

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Magnifi Financial Credit Union and Central Minnesota Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Central Minnesota Financial Advisors, and may also be employees of Magnifi Financial. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Magnifi Financial or Central Minnesota Financial Advisors. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency

Not Credit Union
Guaranteed

Not Credit Union
Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.