Matt Ratchenski
Financial Professional, CRPC®
Matt Ratchenski, Financial Professional, has a strong dedication to integrity. He believes a solid
plan is key to helping his clients make the best financial decisions they can. He prides himself on
formulating and implementing financial plans that are unique and personal to each of his
clients.
Growing up the youngest on a family farm in small town North Dakota, he learned the
meaning of a hard day’s work. He continues to implement the values of work ethic, community, and
integrity he learned on the farm to his work as an advisor. Matt worked in the financial industry as
he attended North Dakota State University in Fargo and has been working in the industry ever
since.
Matt is knowledgeable in financial planning, retirement income planning, personal and small
business retirement accounts, and term and permanent life insurance solutions. He understands the
importance of using a holistic approach. He believes this leads to relationships that last through
life’s changing priorities and goals.
Matt is FINRA registered to sell securities and holds Annuity, Life, Variable Life, Accident and Health Insurance licenses.
Meet with Matt at any of the following Magnifi Financial branches: Moorhead, New York Mills, Perham, Wadena.
Check the background of this investment professional on FINRA's BrokerCheck.

Central Minnesota Financial Advisors Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-4369671.1-0222-0324