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Auto Loans with rates as low as  3.965% APR*

An auto loan that fits your needs and your wallet.

Apply Now

new car

Drive away with lower payments on an auto loan from Magnifi Financial.

  • New, used, or refinanced
  • Rates as low as 3.965% APR* View more rate information
  • Local service with Magnifi Financial’s friendly and knowledgeable team
  • Same-day financing available upon qualification
  • Apply in 5 minutes or less
  • Stop in at any of our branches or apply online


Low rates on auto loans.

 

What To Expect

  • Apply

    Your first step is to fill out a loan application - online, over the phone in video chat or in a branch.

  • Get Pre-qualified

    After you apply, we'll contact you to get you pre-qualified for a specific loan amount.

  • Go Shopping

    Now for the fun part... go find your perfect vehicle that fits your pre-qualified loan amount!

  • Drive Home Happy

    Drive away knowing you got the best loan available from your local credit union.

Vehicle Buying Resources

Vehicle Affordability Calculator

Use our calculator to see how much you can afford.

Open Calculator

Frequently Asked Questions

Answer the important questions first.

Open FAQ

Extra Protection

Get additional protection with GAP Protection & Route 66 Extended Warranty.

Learn More

Get Started

Apply online

Apply Online

New Members: Complete an application online.

Apply Now

Current Members: Apply in Digital Banking.

Login Now

Visit a local Magnifi Financial branch

Local Branch

Magnifi Financial has 22 branches to serve you as well as access to 24,000 ATMs across the United States with MoneyPass.

View Locations

Video chat with a Magnifi Financial team member

Video Banking

Talk to a Magnifi Financial team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM

Start Video Chat

Call us on the phone

Phone

Contact Center
Monday - Thursday: 8 AM - 6 PM
Friday: 8 AM - 7 PM
Saturday: 8 AM - 12 PM

(888) 330-8482

 

 

 

men on boat

Don't let 4.966% APR* get away.

A recreational vehicle loan that fits your needs and your wallet.

Gear up for family fun and enjoy low competitive rates, flexible financing options, and a five-minute application. Whatever fun you choose, Magnifi Financial has the right loan for you.

Learn More

"Navigate Your Next Vehicle Purchase"

Read our blog post

If you’re thinking about upgrading your ride, researching the perfect car is probably your No. 1 priority. But that’s not all you should do before sitting down with a salesperson. To get the best deal while being mindful of budget, you’ll want to financially prepare, too.

Read More
getting the keys to a new vehicle

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

*Subject to credit approval. Membership qualification required. Rates based on past credit history. Other restrictions may apply. Ask for details. Equal Opportunity Lender. Insured by NCUA.

AUTO LOANS
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on loan amount, term, collateral and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $50 doc prep fee, 3.965% APR and a $588.78 monthly payment. Max term varies based on credit score and year of collateral.

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Join the Magnifi Family!

At Magnifi, you're not just a member-owner of an award-winning credit union, you become part of the Magnifi family and receive all the benefits and perks you need to succeed financially.

Am I Eligible? Become a Member